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Stablecoin Fundamentals

Lead · Stablecoin Fundamentals

What Is the PSM (Peg Stability Module): Why USDS Maintains $1 Even Outside Curve

PSM is why USDS almost never deviates more than 0.1% from $1: any time USDS deviates, there's an immediately profitable arbitrage opportunity — arbitrageurs' self-interest automatically restores the price.
If you've ever tried buying USDS on a DEX, you may have noticed that regardless of how much you buy (within reasonable amounts), USDS's price is almost always exactly $1 — rarely deviating more than 0.1% even during market stress. In contrast, trying to swap FRAX or some niche stablecoins outside Curve might show much larger slippage and deviations.Behind USDS's 'near-perfect peg' is a key...
Stablecoin Fundamentals
Stablecoin Cross-Border Payments vs SWIFT: One Transfer Taiwan to US — Where Cost and Speed Actually Differ
A $100 cross-border transfer: SWIFT charges $20–$40 and takes 2 days. USDC...
Stablecoin Fundamentals
How Stablecoin Arbitrage Works: Who Pulls USDC Back to $1 When It Drifts?
USDC fell to $0.87 in the SVB crisis and recovered to $1 in 36 hours. Not...
Stablecoin Fundamentals
Why Can Stablecoins Always Be Worth $1? Market Arbitrage, Direct Redemption, and PSM — Three Peg Defense Layers Explained
USDC can always be $1 thanks to three layers: market arbitrageurs (correct...
"PSM is why USDS almost never deviates more than 0.1% from $1: any time USDS deviates, there's an immediately profitable arbitrage opportunity — arbitrageurs' self-interest automatically restores the price."
— Stablecoin Bible
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