Bible Network Crypto DeFi Onchain RWA AI Agent Stablecoin Chain SAFU CryptoTax DeFAI AGI Claude Me Claude Skill Claude Design Claude Cowork
Independent Media
Not affiliated with any project
繁中 EN 日本語
The Deepest Stablecoin Knowledge Base
stablecoin-bible.com
LATEST
You Have 100 USDC in Your Wallet — So Why Did the Transfer Fail? Unpacking Why You Need ETH Just to Pay Fees, and How Circle Paymaster Fixes It  ·  On-Chain Settlement Hit $33 Trillion, Beating Visa Plus Mastercard — So Why Do Only 6% of Merchants Actually Accept It?  ·  Part of Your USDC Is Quietly Earning BlackRock a Management Fee: Wall Street's Race to Manage Stablecoin Reserves  ·  "It's Basically Just a Dollar" Is the Most Expensive Sentence in Crypto Tax: The Complete IRS Rules for Stablecoins  ·  The Two "USDC" Tokens in Your Wallet Aren't the Same Thing: Native USDC vs. USDC.e, Explained  ·  2,300 Truck Drivers Are About to Get Paid in a Yen Stablecoin: Inside Japan's Largest Corporate JPYC Rollout Yet
Home  ›  Contributors  ›  Fiona Lau

Fiona Lau

Reserve Skeptic (distrusts any stablecoin's reserve claims until a full audit report is seen)

Researches reserve structures and transparency of stablecoin issuers, believing healthy stablecoin ecosystems require genuine accountability mechanisms.

Articles

news

Part of Your USDC Is Quietly Earning BlackRock a Management Fee: Wall Street's Race to Manage Stablecoin Reserves

September 04, 2026
mechanisms

The Two "USDC" Tokens in Your Wallet Aren't the Same Thing: Native USDC vs. USDC.e, Explained

September 01, 2026
risk

One Flagged Wallet, an Entire $12.6M Pool Frozen: What the Zama cUSDC Freeze Teaches About Shared-Contract Risk

August 29, 2026
news

Tether Earned $1.5 Billion in a Quarter, Yet Its Safety Cushion Was Cut in Half: Two Numbers, Same Quarter, Telling Completely Different Stories

August 21, 2026
mechanisms

"1:1 Redeemable" Is a Promise, Not a Speed Guarantee: How Long Stablecoin Redemption Actually Takes

August 03, 2026
risk

Your Stablecoin "Safe Haven" Might Be Caught in the Same Storm That Triggered the Crisis

August 03, 2026
mechanisms

Audited Contract, Drained in One Transaction: Why the Oracle Is a Stablecoin's Weakest Layer

July 30, 2026
fundamentals

A Stablecoin Is Really More Like a "Money Market Fund That Pays No Interest" Than a Bank Deposit

July 30, 2026
risk

Stablecoin Smart Contract Risk Guide: How to Read Audit Reports, Identify High-Risk Contracts, and Five Core Checkpoints for Choosing Safe DeFi Protocols

July 03, 2026
beginners

What Is a Stablecoin: Complete Beginner's Guide — Four Types, How to Choose, Common Misconceptions Explained

July 03, 2026
beginners

How to Read a Stablecoin Reserve Report: A Complete Beginner's Guide to Audits and Attestations

June 28, 2026
risk

Stablecoin Depeg Survival Guide: UST Collapse, USDC Temporary Depeg, apxUSD Hitting $0.74 — Three Real Cases Show You How to Judge and When to Act

June 27, 2026
risk

How to Read a Stablecoin Reserve Audit: Which Numbers to Trust, Which to Question

June 26, 2026
projects

How Circle Makes $1.7 Billion a Year from USDC: The Reserve Business Model Explained

June 26, 2026
projects

Sky (ex-MakerDAO) and USDS Deep Dive: CDP Mechanism, PSM Peg Stability, RWA Reserves, and How SSR Makes USDS DeFi's Most Straightforward Yield Dollar

June 17, 2026
fundamentals

Why DeFi Stablecoins Require 150%+ Collateral: Collateral Ratios, Liquidation Thresholds, and the Buffer That Keeps $1 at $1

June 15, 2026
mechanisms

How Algorithmic Stablecoins Try to Hold $1: The Mint-and-Burn Loop — and Why Once Confidence Breaks There Is No Floor

June 15, 2026
risk

Lending Out Your Stablecoins for Yield: Where the Interest from Exchange Lending and DeFi Really Comes From — and What Can Eat Your Principal

June 14, 2026
mechanisms

Mint and Redeem: How $1 In, One Coin Out Really Works — and Why the Redemption Right Is the True Anchor of the Peg

June 14, 2026
risk

Stablecoin Counterparty Risk: Behind Every Stablecoin You Hold, Who Are You Trusting?

June 13, 2026